reksadana

REKSADANA

Viewed from the home he said, mutual funds derived from the word "mutual", meaning guard or maintain and the word "funds" which means (collection) of money, so mutual funds can be defined as "a collection of money on a pet (together for a cause)". Generally interpret as a mutual fund in which the container used to collect funds from public investors for further diinvestasilkan in portfolio securities by the investment manager (fund manager).
Law while the capital markets in 1995 the number 8, Article 1 paragraph (27) defines the monthly mutual fund is a container that is used to raise funds from public investors to further invest in portfolio securities by a securities manager. While in the United States mutual funds in terms kenala Mutual fund, known in England called the unit trusts, while in Japan known as Investment trust term.

Mutual fund is one of the alternative investment for the investor community, particularly small investors and investors who do not have a lot of time and expertise to calculate the risk on their investment. Mutual fund designed as a means to raise funds from the community thinking about the capital and the willingness to invest, but only have time and knowledge that reksadan also terbatas.selain expected to meninngkatkan role of local investors to invest in the Indonesian capital market.

Benefits of Mutual Fund Investors:

• Investors, though not a large enough budget, can diversify investments in securities, so as to minimize the risk.
• Reksadan facilitate investors to invest in the market shares modal.menentukan good to buy is not an easy task, but requires knowledge and skill, which not all investors have the knowledge.
• Efficiency waktu.dengan investing in mutual funds managed by professional investment managers, investors need not bother to monitor the investment performance for the activities transferred to tealh investment manager.

Risk Mutual Funds for Investors:

• Risk reduction in the value of units
This risk is influenced by the declining prices of securities (stocks, bonds, and securities) are included in the mutual fund portfolio.
• Liquidity Risk
Menyangut difficulties faced by the investment manager if the majority of unit holders to resale (redemption) of units held.
• The risk of defaults (fails to pay)
Is the worst risk, may arise because insurance companies are mutual funds wealth mengansuransikan not immediately pay compensation or pay less than the sum insured when things happen that are not desirable, such as defaults from the parties involved in the mutual fund.

Types of Mutual Funds:

Judging from its shape:

• Mutual fund companies form (corporate type)
In this form, the publishing company's mutual funds raise funds by selling shares, and further funds from these sales hasi invested in various types of securities traded in capital markets and financial markets.
Mutual fund companies form distinguished by its nature a mutual fund company that is open and that this tertutup.bentuk has characteristics as follows:
1. Its legal form is a Limited Liability Company (PT)
2. Wealth management of mutual funds based on contracts between the directors of companies with investment managers in point.
3. Storing wealth in mutual funds based on the contract between the bank's investment manager Custodian.

• Mutual Fund Collective Investment Contract form (contractual type)
Mutual fund is a form of contract between an investment manager with the custodian banks that attract shareholders Units (UP), in which the investment manager in the given authority to manage a collective investment portfolio and Kustodion banks authorized to conduct collective care. This form has the characteristics as follows:
1. Its legal form is a collective investment contract
2. Management of mutual funds by investment managers under contract.
3. Storage kekeyaan collective investment banks conducted by the Custodian under the contract.

Viewed from nature, mutual funds can be categorized into:

1. Mutual funds are closed and (closed-end fund)
Mutual funds can not buy back the shares already sold to investors.

2. Mutual funds are open (open-end fund)
Rreksadana offering and buy back shares from investors to a number of capital already dikeliarkan.


Judging from its investment portfolio, mutual funds can be categorized into:

• Mutual fund money market (money market funds)
This type of mutual fund investing only in securities which are debt with maturity less than 1 tahun.tujuannya is to maintain liquidity and capital maintenance.

• Mutual fund fixed income (fixed income funds)
This type of mutual fund investing at least 80% of assets in the form of securities that are debt.

• Mutual fund shares (equity funds)
Mutual funds that invest at least 80% of assets in the form of securities that are equity.

• Mutual Funds mixture (discretionary funds)
This type of mutual fund investing in securities that are equity and debt securities that are.





Seen from the investment objectives, mutual funds can be categorized into:

• Growth Fund
Mutual funds that focus on the pursuit of growth in the value of this type usually reksadana.reksadana allocate funds on the stock.

• Income Fund
Mutual fund revenues konstan.Reksadana prioritizing this type allocate funds in debt securities or bonds.

• Safety Fund
Mutual funds to prioritize the security of the general type pertumbuhan.Reksadana allocate funds in the money market.

tugas soft skill (warta warga) (wahyu Putra) 2

SECURITIES


Theoretically, securities (securities) is a piece of paper that shows the rights of investors (ie those who have the paper) to obtain the wealth of prospects or organizations that publish these securities, and a variety of conditions that allow investors to run their rights. In law number 8 of capital markets in 1995, firmly stated that the securities are securities of debt instruments, commercial paper, stocks, bonds, debt receipts, units of collective investment contracts, futures contracts or securities and any derivatives of effect. Effects definition written in the law of capital markets has covers all types of securities in the capital markets.

According to the law - capital market law number 8 of 1995 in classifying effects:

• Securities inclusion (equity securities), the effect kepeda entitling the holder to become shareholders of the company issuing the securities. Included into this effect are: common stock (commond stock) and preferred stock (preferred stock)
• debt securities (debt securities), is the effect which the issuer (issuer) issue or sell debt securities, with kewajibanmenebus back in time has been set by agreement between the parties concerned. Besranya interest and the interest payment period or coupon paid by the issuer in accordance with earlier agreements, such as setaiap 3 months or 6 months. Which includes these effects are: bond (bond) and the medium-term debt securities (medium term note).
• The effect of derivatives is a derivative effect of the effect of "major", whether it is the inclusion or debt. The effect can mean derivatives derived directly from the effects of "major" or a derivative or turuna next two. Which include these effects into the warrants, rights, options, futures, forward, swap and others.
• Other effects are effects that are not included in investments in securities, debt, and derivatives. Included into this group is mutual funds, certificates of care effects Indonesia (SPEI) of such securities ADR (American Depository receipts), and others.

Securities traded in the Indonesian capital market:

• Shares (stock)
Is a sign of inclusion or possession of a person or entity within a company or a limited perseroaan. Shares tangible piece of paper that explained that the owner of the paper is the owner of the company that issued the securities. The portion of ownership is determined by how much the inclusion of the plant at the company.

• Preferred stock (preferred stock)
• Bond (bond)
• Convertible bond (convertible bond)
• Right
• Warrants (warrants)
• Mutual Funds (mutual fund)
• stock index futures contract (index ftures)
• Contract of stock options (single stock options)
• Letter of the State debt (SUN)
• Instrument of sharia (Islamic bonds, Islamic mutual funds)


Characteristics of the juridical shareholder:

• Risk is limited (limited risk), which means shareholders are responsible only to the amount of the setorkan into the company.
• The main controller (ultimate control) means shareholders (collectively) will determine the direction and objectives of the company.
• Claim the remaining (residual claim) means that shareholders are the last to get the division of the company's business results (in the form of dividends) and the remaining assets in the process of corporate liquidation. Shareholders have a junior position (lower) the bondholder appeal atua creditors.

tugas soft skill (warta warga) (wahyu Putra)

CAPITAL MARKET

Capital markets (capital market) is a market for the long-term financial instruments that can be bought perjual, either in the form of debt, equity (stocks), derivative instruments, or instruments lainnya.Pasar Capital is a means of funding for companies and other instusi (eg government ) and tools for investing activities. Thus, facilitating capital market infrastructure and trading activities of other related activities.

Capital markets have a major role for the economy of a country, because the capital markets perform two functions at once: the economic functions and financial functions. Capital market is said to have functioning market economy because it provides a facility or vehicle that meets the interests of two parties who have excess funds (ie investors) and those in need of funds (ie issuer, the issuing party or the issuer's securities). With the capital markets, then the party who have excess funds can invest these funds in the hope of getting the yield (return), while the issuer (in this case a company) can use those funds for investment purposes without having to wait for the availability of funds from the company opersi. Meanwhile in the capital markets have to say financial funsi, because it gives the possibility and opportunity to earn rewards for the owners of the funds in accordance with the characteristics of the selected investment.

Capital markets provide many mannfaat, including:

• Menyediakn funding sources or financing (long term) for the business while enabling the allocation of financial resources optimally.
• Provide an investment vehicle for investors while enabling diversifikai efforts.
• Provide the main indicators (leading indicators) for the state economic trends.
• Allows the spread of ownership of the company until the middle layers of society.
• Creating employment / pfesi interesting.
• Provide an opportunity to have a healthy company with good prospects.
• Alternative investments that provide potential benefits to risks that can be calculated through the transparency, liquidity and investment diversification.
• Fostering a climate of openness to the world not provide access control and social
• Encourage the management of the company with an open climate, use of professional management, and creating a healthy business climate.

Tugas bahasa inggris bisnis 1 (application letter)

Jakarta, 16 November 2009

Designation.,
Director
PT. Tunas Bangsa
Jl. Raya Merdeka No. 27
Menara Jaya, Fl. 21
Jakarta 12580

Sincerely,
In accordance with a job offer from PT. Tunas Bangsa, as contained in Media indonesia on 9 November 2009. I volunteered to join the register as Marketing Manager at PT. Tunas Bangsa.
My brief data, such as the following :
Name : Wahyu Putra
Place of Date of Birth : Muaro Sijunjung,June 09, 1989
Last Education : Bachelor of Accounting University of Gunadarma
Address : Haji Ahmad Street No 26 Kukusan
Phone, HP, E-mail : 08560989999, WP_89@yahoo.com
Marital Status : Single

I have a health condition is very good, and can speak English both spoken and written. My educational background is very satisfying and has management skills and good marketing. I have been accustomed to working with computers. Operates mainly MS Office package of applications, such as Excel, Word, Access, PowerPoint, Outlook, and Internet, as well as correspondence in English.

Consideration, I enclose:
1. List of CVs.
2. Photocopy of diploma S-1 and transcripts.
3. Photocopy of certificate courses / training.
4. Recent passport photo.
I hope Mr / Mrs willing to take the time to give interviews, so I can explain in more detail about my own potential.
So this cover letter, and thank you for the attention of Mr / Mrs.

Sincerely,

Wahyu Putra
Enc : CV

CV

My Signature Bellow ::

I. PERSONAL DATA
Name : WAHYU PUTRA
Place,Date Of Birth : Muaro Sijunjung, 09 Juni 1989
Gender : Male
Status : Not Married
Religion : Islam
Address : Haji Ahmad Street No 26,Kukusan Depok
Telepon : 08560989999

Educational Background
II. FORMAL EDUCATION
2007 - : Universitas Gunadarma
2004 - 2007 : SMA Negeri 1 Sijunjung
2001 – 2004 : SMP Negeri 7 Sijunjung
1995 – 2001 : SD Negeri 46 Muaro

CV so I created this in truth.
( Wahyu Putra )

tugas soft skill bahasa inggris bisnis 1 wahyu putra (21207149)

Mussolini British Spies ???????

Benitto Italian dictator Mussolini was the leader who helped the Nazi axis which nearly brought the UK to his knees in World War II. Nevertheless, the pages of history to open that he never paid to work for British intelligence.

When World War I, Italy allied with the British and French to hostile Germany. According to the Cambridge historian Peter Martland, Mussolini was a socialist wing journalists in the UK need to print the propaganda supporting the war for the sake of Italy continued to work together. Mussolini paid 100 pounds per minngu by the M15 in 1917.

"British Intelligence subsidize Mussolini newspaper easily, however, is a part of a campaign to preserve extends to Italy to work with the British in the war." Martland said,as the lansir Reuters news agency.

tugas soft skill bahasa inggris bisnis 1 wahyu putra (21207149)

Tugas soft skill Bahasa Inggris Bisnis 1

Nama : Wahyu Putra
NPM : 21207149
Kelas : 3EB03


TREM>>>>>TRANSJAKARTA

What kind of transportation has been busy criss-crossing Jakarta main roads lately??? The Transjakarta bus,of course! The buses,which began operating in 2004,are faster than other public transportations because they run on a special lane,the busway. The transjakarta is not first public transportation that enjoyed this kind of privilege. Before 1962, the streets of this metropolitan city were also criss-crossed by electric trams which linked major spots like Harmoni , Medan Merdeka , and Gambir. It was the Dutch who built this tram system. Unfortunately , during the japanese occupation, people were discouraged from using this mass rapid transportation system. Rumor had it that the reason for the discontinuation was that the production of japanese private cars needed new markets. The new Indonesian government made a deal with the Japanese about importing Japanese cars into Indonesia. That’s why the new government also did not recommend the use of the tram.